Transaction Status Codes Guide
Transaction Requests come through the API. Every transaction request gets a status. Generally they flow from Processed all the way to Funded or Returned.
The status column in FileDownload may vary in certain instances. The file generated through FileDownload will display the string status for all categories, except for Originated, Funded, and Returned, which will be represented by 'B', 'F', and 'R', respectively. These changes are detailed below in parentheses.
Id | Status | Meaning |
|---|---|---|
0 | Processed | Transaction was successfully authenticated, accepted by Check Commerce and awaits Origination. |
1 | Originated (B) | The transaction has been successfully validated through BO validation processes and has been successfully presented to the FED. |
2 | Funded (F) | The transaction has been paid to the merchant. |
3 | Returned (R) | Assigned when transaction does not have other types of returns defined. |
4 | NSF | The transaction was returned for non sufficient funds. |
5 | ChargeBack | The transaction was returned unauthorized or authorization revoked. |
6 | Invalid | Transaction was returned (cancelled) by the bank. |
7 | Declined | Consumer verification was negative for this transaction. |
8 | Refund | The transaction has been credited back to the consumer. |
9 | Credit | Transaction was accepted by Check Commerce and awaits Origination. |
10 | Incomplete | The transaction was incomplete and must be retried |
11 | Cancelled | Merchant opted to cancel this transaction. |
12 | BO Exception | Transaction was declined by Back-Office (BO) validation. |
13 | Downloaded | Transaction is being prepared for Origination by the Back-Office. |
14 | Credit Originated | Credit transaction has been successfully validated through BO validation processes and has been successfully presented to the FED. |
15 | Credit Downloaded | Credit transaction has been downloaded to our back office system. This is a temporary status |
16 | Credit Return | Credit transaction was returned (cancelled) by the bank. |
17 | Credit Funded | The credit transaction has been successfully Funded. |
18 | Declined Downloaded | |
19 | First Recycle | First Recycled Transaction (for auto-representment of NSFs) |
20 | Second Recycle | Second Recycled Transaction (for auto-representment of NSFs) |
21 | Failed Recycle | Returned second recycle |
55 | ChargeBack Override | |
75 | Unknown | Manual Cancellation |
88 | Authentication | Same as Processed/Accepted, but for the AuthLog table |
107 | Downloaded Declined | The transaction was declined and downloaded. |
188 | Downloaded Authentic | |
192 | Batch Verification Pending | Transactions with this status will be processed by the batch verification windows service. |
193 | Batch Verification Processing | Transaction is being processed by the Batch Verifier windows service. |
200 | Incomplete Scanned | Incomplete input from check scanner. |
300 | Pending Approval | Used for ACH_CheckScan While pending check approval |
400 | Pending Hosted Payment Page | Transactions that are waiting to be finalized as processed through the Hosted Payment Page |