NOC Report

Date Range: Today → Today (transaction date)

Description

Lists Notifications of Change (NOC) received from the banking network for transactions processed by sub-merchants. A NOC is sent by a receiving bank to indicate that banking information on file for a customer needs to be corrected — for example, a changed routing number or incorrect account number. Merchants should use this report to update customer banking records and prevent future returns. NOC Codes can be found here.

Columns

Column

Type

Description

Funds Transfer Date

text

Date of the original transaction that generated the NOC. Format: M/D/YYYY.

Merchant Name

text(50)

Legal name of the sub-merchant that originated the transaction.

PayFac Submerchant ID

text(32)

10-digit merchant number of the sub-merchant.

NOC Reason Code

text(3)

NOC code indicating what needs to be corrected (e.g., C01C02). See NOC Code Reference below.

NOC Reason Message

text(29)

Description of the NOC code (e.g., INCORRECT DFI ACCOUNT NUMBER).

Old Routing Number

text(9)

The routing number on file at the time of the original transaction.

Old Account Number

text(17)

The account number on file at the time of the original transaction. Masked.

Old Name

text(22)

The account holder name on file at the time of the original transaction.

New Routing Number

text(9)

The corrected routing number as provided by the receiving bank. Blank if the routing number was not the issue.

New Account Number

text(17)

The corrected account number as provided by the receiving bank. Blank if not applicable.

New Name

text(22)

The corrected account holder name as provided by the receiving bank. Blank if not applicable.