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Recurring Consumers and Subscriptions

The Recurring API is always input as CGI XML. It lets you input and modify consumers and subscriptions, suspend or activate subscriptions, and list consumers and subscriptions.

Recurring URLS

Medium	URL
CGI	/EpnPublic/RecurringXML.aspx

This URL is accessible via a post.

Recurring Request Parameters

Below is a list of all parameters that could be used and what function they are associated with. Consult the individual function information to see if it is required.

Element Name	Type	Max. Chars.	Functionals	Notes
ActiveOnly	Boolean	6	ListSubscription	”True” or “False”
Address1	String	64	Consumer, Subscription.Consumer
Address2	String	64	Consumer, Subscription.Consumer
AmountInc	Decimal	10	Subscription	“110.15”, no commas or dollar symbol; decimal place may be omitted where the value is a whole dollar amount.
AmountPaid	Decimal	10	Subscription	“110.15”, no commas or dollar symbol; decimal place may be omitted where the value is a whole dollar amount.
AmountTotal	Decimal	10	Subscription	“110.15”, no commas or dollar symbol; decimal place may be omitted where the value is a whole dollar amount.
BankAccountNo	String	20	Consumer, Subscription.Consumer
BankRoutingNumber	Int32	9	Consumer, Subscription.Consumer
BirthDate	Date	10	Consumer, Subscription.Consumer	In the format "M/D/YYYY".
City	String	64	Consumer, Subscription.Consumer
ConsumerId	Guid	36	Subscription, ListSubscription	In format “12345678-90AB-CDEF-1234-567890ABCDEF
Country	String	64	Consumer, Subscription.Consumer
DLN	String	32	Consumer, Subscription.Consumer
DLS	String	2	Consumer, Subscription.Consumer
Email	String	64	Consumer, Subscription.Consumer
EndCode	String	64	Subscription
EndTime	Date	10	Subscription	In the format "M/D/YYYY".
Group	String	64	Subscription, ListSubscription
Id	Guid	36	Consumer, Subscription.Consumer, Subscription	format “12345678-90AB-CDEF-1234-567890ABCDEF”
IsLive	Boolean	6	Subscription
Name	String	64	Consumer, Subscription.Consumer
Network	String	3	Subscription
Notes	String	256	Consumer, Subscription.Consumer Subscription
Phone	String	20	Consumer
RequestIdentifier	String	512	Consumer, Subscription.Consumer, SubscriptionActivation, LiistSubscription, ListConsumer
SchCode	String	64	Subscription
SECCode	String	3	Consumer, Subscription.Consumer
SSN	Int32	9	Consumer, Subscription.Consumer
StartTime	Date	10	Subscription	In the format "M/D/YYYY".
State	String	2	Consumer, Subscription.Consumer
Status	String	1	Subscription, SubscriptionActivation
SubcriptionId	Guid	36	SubscriptionActivation	format “12345678-90AB-CDEF-1234-567890ABCDEF”
Zip	String	10	Consumer, Subscription.Consumer

CREDENTIALS AND VERSIONING

You will need to input your credentials that you received from Check Commerce in your welcome email.

Element Name	Type	Max. Chars.	Requirements	Notes
UserID	String	16	Required	Normally this is the merchant's 6-digit Company Number.
Password	String	16	Required
Version	String	15	Optional

The current version of this API is 1.4. If you put in no version information then the newest version is assumed. It is highly recommended that you input this parameter.

RECURRING RESPONSE PARAMETERS

All responses contain the following four parameters

Element Name	Required.	Description
Success	True	Either Success or Error
RequestIdentifier	False	This function’s specific user supplied identifier
ResponseCode	True	0 Unknown 1 Success 2 or Greater Error
ErrorMessage	False	This will only contain information when there is an error

FUNCTIONS

CONSUMER

The consumer function allows you to either update or insert a consumer record. A consumer record contains all the information needed for a transaction. This includes the consumer’s personal information and their banking information.

PARAMETER INFORMATION

Element Name	Required.	Description
Id	False 1	Id of Consumer
RequestIdentifier	False 2	This function’s specific user supplied identifier
Name	True	Name of Consumer
BankAccountNo	True	BankAccount Number for the Consumer’s bank account
BankRoutingNumber	True	ABA or Routing Number of the Consumer’s bank
IsSavingsAccount	False	The default is “False”, most accounts are Checking Accounts
Address1	False	Address of Consumer
Address2	False	Address of Consumer
City	False	City of Consumer
State	False	State of Consumer
Zip	False	Zip Code of Consumer
Country	False	Country of Consumer. Although you may enter a non-US address, the bank account must be for a US bank
DLN	False	Driver’s License Number
DLS	False	Driver’s License State
Phone	False	Phone of Consumer
Email	False	Contact Email of Consumer
Birthday	False	Birthday of Consumer
SSN	False	Social Security Number
SECCode	False 3	The SEC Code identifies the type of transaction. Common SECCodes are: CCD Business Transaction PPD Personal Transaction TEL Telephone Authorized Transaction WEB Web Authorized Transaction

Notes:

¹The Id is used to indicate whether a record is being updated or inserted. When the Id is present, then the record is being updated. When it is absent, then it is being inserted.

²The RequestIdentifier is not required and not validated; whatever you pass in will be passed back to you.

³The SECCode is validated against the SEC Codes that have been allowed for your account. If you do not input this value then your default SEC code will be used.

EXAMPLE REQUEST

Below is a minimal example:

<RecurringRequest>
      <Credential>
            <UserID>{Merchant Login Id}</UserID>
            <Password>{Merchant Password}</Password>
            <Version>1.4</Version>
      </Credential>
      <Consumer>
            <Name>Ted Tester</Name>
            <BankRoutingNumber>123456780</BankRoutingNumber>
            <BankAccountNo>333333</BankAccountNo>
      </Consumer>
</RecurringRequest>

This is an example with all the information filled out:

<RecurringRequest>
      <Credential>
            <UserID>{Merchant Login}</UserID>
            <Password>{Merchant Password}</Password>
            <Version>1.4</Version>
      </Credential>
      <Consumer>
            <RequestIdentifier>15-ABC</RequestIdentifier>
            <Name>Ted Tester</Name>
            <Address1>123 W Tester Lane</Address1>
            <Address2>100</Address2>
            <City>Tempe</City>
            <State>Az</State>
            <Zip>85033</Zip>
            <Country>US</Country>
            <Phone>123-456-7890</Phone>
            <Email>Test@CheckCommerce.com</Email>
            <BirthDate>03/20/1976</BirthDate>
            <SSN>100-10-1001</SSN>
            <DLN>D01100111</DLN>
            <DLS>AZ</DLS>
            <BankRoutingNumber>123456780</BankRoutingNumber>
            <BankAccountNo>123098</BankAccountNo>
            <Notes>Test Consumer for Integration</Notes>
            <SECCode>WEB</SECCode>
            <IsSavingsAccount>False</IsSavingsAccount>
      </Consumer>
</RecurringRequest>

RESPONSE

These are the parameters that are returned inside the RecurringResponse.Consumer XML tags.

Element Name	Description
Success	Either the values: “Success”, “Error”, or “Unknown”
ResponseCode	0 is Unknown 1 is Success 2 or Greater is an Error
ErrorMessage	Either a “No error”, or the specific error message associated with a failed request
Version	The version of the API used to enter this transaction
Id	Id of Consumer. Always returned on success
RequestIdentifier	This function’s specific user supplied identifier. Whatever value you pass in to this on the request you will receive in the response
Name	Name of Consumer
CoNo	The Company Number associated with this Consumer
Address1	Address of Consumer
Address2	Address of Consumer
City	City of Consumer
State	State of Consumer
Zip	Zip Code of Consumer
Country	Country of Consumer. Although you may enter a non-US address, the bank account must be for a US bank
DLN	Driver’s License Number
DLS	Driver’s License State
Phone	Phone of Consumer
Email	Contact Email of Consumer
Birthday	Birthday of Consumer
SSN	Social Security Number
SECCode	The SEC Code identifies the type of transaction. Common SECCodes are: CCD Business Transaction PPD Personal Transaction TEL Telephone Authorized Transaction WEB Web Authorized Transaction
BankRoutingNumber	ABA or Routing Number of the Consumer’s bank
BankAccountNoMasked	Masked bank account number. The last four digits of the full number are shown
IsSavingsAccount	False for a Checking Account, True for a Savings Account

EXAMPLE RESPONSE

Here is an example of the Consumer XML Response.

<RecurringResponse>
        <Consumer>
                <Success>Success</Success>
                <ResponseCode>1</ResponseCode>
                <ErrorMessage>No error</ErrorMessage>
                <RequestIdentifier>15-ABC</RequestIdentifier>
                <Id>4c2c6658-936d-4a30-99d8-35d440cb2a2b</Id>
                <Version>1.4</Version>
                <CoNo>999999</CoNo>
                <Name>Ted Tester</Name>
                <Address1>123 W Tester Lane</Address1>
                <Address2>100</Address2>
                <City>Tempe</City>
                <State>Az</State>
                <Zip>85033</Zip>
                <Country>US</Country>
                <Phone>1234567890</Phone>
                <Email>Test@CheckCommerce.com</Email>
                <SSN>100101001</SSN>
                <DLN>D01100111</DLN>
                <DLS>AZ</DLS>
                <SECCode>WEB</SECCode>
                <IsSavingsAccount>False</IsSavingsAccount>
                <BankRoutingNumber>123456780</BankRoutingNumber>
                <BankAccountNoMasked>xx3098</BankAccountNoMasked>
                <SECCode>WEB</SECCode>
        </Consumer>
</RecurringResponse>

SUBSCRIPTION

The subscription function allows you to either update or insert a subscription record. A subscription is the combination of a schedule and a consumer. When a subscription is active it will be processed according to the schedule and create transactions as time progresses.

PARAMETER INFORMATION

Element Name	Required.	Description
Id	False¹	Id of Subscription
RequestIdentifier	False²	This function’s specific user supplied identifier
ConsumerId	False³	Consumer record
Status	True	Status of subscription: A for Active S for Suspended
IsLive	False	Subscriptions that are not live will not be originated
Network	True	At this point in time the only acceptable value for this parameter is “ACH”
StartTime	True	Start Date for entering transactions
Payments	False⁴	The Number of payments to be made on this subscription.
AmountInc	True	The amount of each transaction enter on this subscription
AmountTotal	False⁴	The amount to be paid total. The subscription will enter the Ended status once this amount has been reached
EndCode	True	The rule to determine when the subscription will stop. Valid values are: Indefinite It will never stop EndDate It will not generate transactions after this date AmountTotal It will stop when the transactions created total this amount
SchCode	True	The schedule by which transactions will be entered. See below
Group	False	A name by which to group related subscriptions
Notes	False	A note you wish to add to the subscription information
EndTime	False⁴	Used to determine when transactions should not be entered

Notes:

¹The Id is used to indicate whether a record is being updated or inserted. When the Id is present, then the record is being updated. When it is absent, then it is being inserted.

²The RequestIdentifier is not required and not validated; whatever you pass in will be passed back to you.

³The ConsumerId is required when a consumer record is not created inside the subscription.

⁴This may or may not be required depending on the SchCode.

SCHCODE RULES

There are a number of schedules that a subscription can follow. Below are the types and parameters of the schedules.

Type	Description.	Format	Parmeters
Weekly	Schedule that fires once per X weeks.³	Weekly:{0},{1}	0 Every X weeks 1 Example Date
Monthly	Schedule that fires once per month.	Monthly:{0}	0 Day of the month
SubYearly¹	Schedule that fires once per X months.	SubYearly:{0},{1},{2}	0 Monthly Increment 1 First Month 2 Day of Month
Yearly²	Schedule that fires once per year.	Yearly:{0},{1}	0 Month of Year 1 Day of Month

¹When a day greater than 28 is specified, it will be clamped to the last day of the month as needed.

²When Feb.29 is specified, it will be clamped to Feb.28 as needed.

³The date format is in yyyyMMdd, where yyyy is a four digit year, MM is a two digit month, and dd is a two digit day. June 25^th 2009 would be 20090625.

Example	Meaning
Weekly:2,20100615	Every other Tuesday, since June 15th 2010 is a Tuesday. Starting on the StartDate parameter.
Monthly:1	Every 1st of the Month
SubYearly:2,5,7	Every Two Months from May 7th
Yearly:7,1	Every Year on July 1st

EXAMPLE REQUEST

<RecurringRequest>
      <Subscription>
            <RequestIdentifier>000101</RequestIdentifier>
            <Consumer>
                  <Name>Ted Tester</Name>
                  <BankRoutingNumber>123456780</BankRoutingNumber>
                  <BankAccountNo>445566</BankAccountNo>
            </Consumer>
            <Status>A</Status>
            <IsLive>true</IsLive>
            <Network>ACH</Network>
            <StartTime>6/5/2012</StartTime>
            <AmountInc>100</AmountInc>
            <EndCode>Indefinite</EndCode>
            <SchCode>Weekly:2,20100615</SchCode>
            <Group>Ted Tester</Group>
      </Subscription>
      <Credential>
            <UserID>{Merchant Login}</UserID>
            <Password>{Merchant Password}</Password>
            <Version>1.4</Version>
      </Credential>
</RecurringRequest>

RESPONSE

These are the parameters that are returned inside the RecurringResponse.Subscription XML tags.

Element Name	Description
Success	Either the values: “Success”, “Error”, or “Unknown”
ResponseCode	0 is Unknown 1 is Success 2 or Greater is an Error
ErrorMessage	Either a “No error”, or the specific error message associated with a failed request
Version	The version of the API used to enter this transaction
Id	Id of Subscription. Always returned on success
RequestIdentifier	This function’s specific user supplied identifier. Whatever value you pass in to this on the request you will receive in the response
Consumer	A full consumer object is returned
CoNo	Associated company number
Group	A logical organizing name. Many subscriptions can be in one group
AmountInc	The amount that each individual transaction created for this subscription will be for
AmountPaid	The total of the transactions’ amount submitted from this subscription
AmountTotal	The total amount to be paid before this subscription is completed
EndCode	The end condition of this subscription. See above
EndDesc	The description of the end condition
EndTime	The date that this subscription will become Ended, if the end code specifies this parameter will be used
IsLive	When false, this subscription creates transactions that will not originate. True for a normal subscription that does create normal transactions
IsTest	When IsLive is true, this is false. When IsLive is false, this is true
Network	Always ACH
NextTime	The next time this subscription will generate a transaction
Notes	The notes associated with this subscription
Payments	Either zero when it isn’t used, or the number of transactions to create before this subscription reaches the Ended status
PrevTime	The last time this subscription created a transaction
PrevTranID	The last transaction’s ID that was created for this subscription
StartTime	The date at which this subscription starts running
Status	Either Active, Suspended, or Ended. Ended is the normal outcome of a subscription that has completed it’s end condition
SchCode	The coded schedule, examples above
SchDesc	A full text description of the schedule
UsesTime	A Boolean value indicating whether or not the schedule takes into account the time of day

EXAMPLE RESPONSE

For the above request the following is its response:

<RecurringResponse>
        <Subscription>
                <Success>Success</Success>
                <ResponseCode>1</ResponseCode>
                <ErrorMessage>No error</ErrorMessage>
                <RequestIdentifier>000103</RequestIdentifier>
                <Id>11111111-2222-3333-4444-555555555555</Id>
                <Version>1.4</Version>
                <Group>Ted Tester</Group>
                <AmountInc>100.00</AmountInc>
                <AmountPaid>0.00</AmountPaid>
                <AmountTotal>0.00</AmountTotal>
                <CoNo>999999</CoNo>
                <EndCode>Indefinite</EndCode>
                <EndDesc>Indefinitely</EndDesc>
                <EndTime />
                <IsLive>True</IsLive>
                <IsTest>False</IsTest>
                <Network>ACH</Network>
                <NextTime>6/5/2012 12:00:00 AM</NextTime>
                <Notes />
                <Payments>0</Payments>
                <PrevTime />
                <PrevTranID />
                <StartTime>6/5/2012 12:00:00 AM</StartTime>
                <Status>Active</Status>
                <SchCode>Weekly:2,20100615</SchCode>
                <SchDesc>Every other Tuesday</SchDesc>
                <UsesTime>False</UsesTime>
                <Consumer>
                        <Success>Success</Success>
                        <ResponseCode>1</ResponseCode>
                        <ErrorMessage>No error</ErrorMessage>
                        <RequestIdentifier />
                        <Id>FFFFFFFF-EEEE-DDDD-CCCC-BBBBBBBBBBBB</Id>
                        <Version />
                        <CoNo>999999</CoNo>
                        <Name>Ted Tester</Name>
                        <Address1 />
                        <Address2 />
                        <City />
                        <State />
                        <Zip />
                        <Country />
                        <Phone />
                        <Email />
                        <DLN />
                        <DLS />
                        <SECCode />
                        <IsSavingsAccount>False</IsSavingsAccount>
                        <BankRoutingNumber>123456780</BankRoutingNumber>
                        <BankAccountNoMasked>xx5566</BankAccountNoMasked>
                        <SECCode />
                </Consumer>
        </Subscription>
</RecurringResponse>

SUBSCRIPTION ACTIVATION

The Subscription Activation function lets you change the status of a subscription. This is mainly used to suspend a subscription if it should no longer be needed.

PARAMETER INFORMATION

Element Name	Required.	Description
SubscriptionId	True	Id of Subscription to change
RequestIdentifier	False¹	This function’s specific user supplied identifier
Status	True	Status of subscription: A for Active S for Suspended

¹The RequestIdentifier is not required and not validated; whatever you pass in will be passed back to you.

REQUEST EXAMPLE

<RecurringRequest>
      <SubscriptionActivation>
            <SubscriptionId>00000000-1111-2222-3333-444444444444</SubscriptionId>
            <Status>S</Status>
            <RequestIdentifier>SA1</RequestIdentifier>
      </SubscriptionActivation>
      <Credential>
            <UserID>{Merchant Login}</UserID>
            <Password>{Merchant Password}</Password>
      <Version>1.4</Version>
      </Credential>
</RecurringRequest>

RESPONSE

The response is made up of the SubscriptionActivation, and the Subscription and Consumer information embedded within it.

RESPONSE EXAMPLE

<RecurringResponse>
        <SubscriptionActivation>
                <Success>Success</Success>
                <ResponseCode>1</ResponseCode>
                <ErrorMessage />
                <RequestIdentifier>SA1</RequestIdentifier>
                <Version>1.4</Version>
                <Subscription>
                        <Success>Success</Success>
                        <ResponseCode>1</ResponseCode>
                        <ErrorMessage />
                        <RequestIdentifier>SA1</RequestIdentifier>
                        <Id>00000011-0022-0033-0044-000000000055</Id>
                        <Version />
                        <Group>Ted Tester</Group>
                        <AmountInc>100.00</AmountInc>
                        <AmountPaid>0.00</AmountPaid>
                        <AmountTotal>0.00</AmountTotal>
                        <CoNo>999999</CoNo>
                        <EndCode>Indefinite</EndCode>
                        <EndDesc>Indefinitely</EndDesc>
                        <EndTime />
                        <IsLive>True</IsLive>
                        <IsTest>False</IsTest>
                        <Network>ACH</Network>
                        <NextTime>6/1/2012 12:00:00 AM</NextTime>
                        <Notes />
                        <Payments>0</Payments>
                        <PrevTime />
                        <PrevTranID />
                        <StartTime>6/1/2012 12:00:00 AM</StartTime>
                        <Status>Suspended</Status>
                        <SchCode>Weekly:2,20100615</SchCode>
                        <SchDesc>Every other Tuesday</SchDesc>
                        <UsesTime>False</UsesTime>
                        <Consumer>
                                <Success>Success</Success>
                                <ResponseCode>1</ResponseCode>
                                <ErrorMessage />
                                <RequestIdentifier />
                                <Id>00000000-0000-0000-0000-000000000000</Id>
                                <Version />
                                <CoNo>999999</CoNo>
                                <Name>Ted Tester</Name>
                                <Address1 />
                                <Address2 />
                                <City />
                                <State />
                                <Zip />
                                <Country />
                                <Phone />
                                <Email />
                                <DLN />
                                <DLS />
                                <SECCode />
                                <IsSavingsAccount>False</IsSavingsAccount>
                                <BankRoutingNumber>123456780</BankRoutingNumber>
                                <BankAccountNoMasked>xx3333</BankAccountNoMasked>
                                <SECCode />
                        </Consumer>
                </Subscription>
        </SubscriptionActivation>
</RecurringResponse>

LIST CONSUMER

Element Name	Required.	Description
ConsumerId	False¹	Id of Consumer
RequestIdentifier	False²	This function’s specific user supplied identifier

¹The ConsumerId is not required, but when it is input the search will only contain one result

²The RequestIdentifier is not required and not validated; whatever you pass in will be passed back

EXAMPLE REQUEST

<RecurringRequest>
      <ListConsumer>
            <RequestIdentifier>List01</RequestIdentifier>
      </ListConsumer>
      <Credential>
            <UserID>{Merchant Login}</UserID>
            <Password>{Merchant Password}</Password>
            <Version>1.4</Version>
      </Credential>
</RecurringRequest>

RESPONSE

The response is comprised of the ListConsumer and embedded Consumer objects.

EXAMPLE RESPONSE

<RecurringResponse>
      <ListConsumer>
            <Success>Success</Success>
            <ResponseCode>1</ResponseCode>
            <ErrorMessage />
            <RequestIdentifier>List01</RequestIdentifier>
            <Version>1.4</Version>
            <Consumer>
                  <Success>Success</Success>
                  <ResponseCode>1</ResponseCode>
                  <ErrorMessage />
                  <RequestIdentifier>List01</RequestIdentifier>
                  <Id>00000000-0000-0000-0000-000000000000</Id>
                  <Version />
                  <CoNo>999999</CoNo>
                  <Name>Joe TEST</Name>
                  <Address1>1313 Elm Street</Address1>
                  <Address2 />
                  <City>Scottsdale</City>
                  <State>AZ</State>
                  <Zip>85254</Zip>
                  <Country />
                  <Phone>5555555555</Phone>
                  <Email>Test@Test.com</Email>
                  <Birthday>1/1/1970 12:00:00 AM</Birthday>
                  <SSN>123456789</SSN>
                  <DLN>123456789</DLN>
                  <DLS>TX</DLS>
                  <SECCode>PPD</SECCode>
                  <IsSavingsAccount>False</IsSavingsAccount>
                  <BankRoutingNumber>122187238</BankRoutingNumber>
                  <BankAccountNoMasked>xxxx5678</BankAccountNoMasked>
                  <SECCode>PPD</SECCode>
            </Consumer>
      </ListConsumer>
</RecurringResponse>

LIST SUBSCRIPTION

The ListSubscription function returns a list of subscriptions for a merchant.

PARAMETER INFORMATION

Element Name	Required	Description
ConsumerId	False	When present this will return all subscriptions linked to this consumer
RequestIdentifier	False¹	This function’s specific user supplied identifier
Group	False	The group to filter on
ActiveOnly	False	When false this will return Suspended, Active, and Ended subscriptions. When true this will return only Active subscriptions

¹ The RequestIdentifier is not required and not validated; whatever you pass in will be passed back

EXAMPLE REQUEST

<RecurringRequest>
      <ListSubscription>
            <Group>Ted Tester</Group>
      </ListSubscription>
      <Credential>
            <UserID>{Merchant Login}</UserID>
            <Password>{Merchant Password}</Password>
            <Version>1.4</Version>
      </Credential>
</RecurringRequest>

RESPONSE

The response is the ListSubscription, with embedded subscription and consumer information.

EXAMPLE RESPONSE

<RecurringResponse>
      <ListSubscription>
            <Success>Success</Success>
            <ResponseCode>1</ResponseCode>
            <ErrorMessage />
            <RequestIdentifier />
            <Version>1.4</Version>
            <Subscription>
                  <Success>Success</Success>
                  <ResponseCode>1</ResponseCode>
                  <ErrorMessage />
                  <RequestIdentifier />
                  <Id>00000000-0000-0000-0000-000000000000</Id>
                  <Version />
                  <Group>Ted Tester</Group>
                  <AmountInc>100.00</AmountInc>
                  <AmountPaid>0.00</AmountPaid>
                  <AmountTotal>0.00</AmountTotal>
                  <CoNo>999999</CoNo>
                  <EndCode>Indefinite</EndCode>
                  <EndDesc>Indefinitely</EndDesc>
                  <EndTime />
                  <IsLive>True</IsLive>
                  <IsTest>False</IsTest>
                  <Network>ACH</Network>
                  <NextTime>6/1/2012 12:00:00 AM</NextTime>
                  <Notes />
                  <Payments>0</Payments>
                  <PrevTime />
                  <PrevTranID />
                  <StartTime>6/1/2012 12:00:00 AM</StartTime>
                  <Status>Active</Status>
                  <SchCode>Weekly:2,20100615</SchCode>
                  <SchDesc>Every other Tuesday</SchDesc>
                  <UsesTime>False</UsesTime>
                  <Consumer>
                        <Success>Success</Success>
                        <ResponseCode>1</ResponseCode>
                        <ErrorMessage />
                        <RequestIdentifier />
                        <Id>00000000-0000-0000-0000-000000000000</Id>
                        <Version />
                        <CoNo>999999</CoNo>
                        <Name>Ted Tester</Name>
                        <Address1 />
                        <Address2 />
                        <City />
                        <State />
                        <Zip />
                        <Country />
                        <Phone />
                        <Email />
                        <DLN />
                        <DLS />
                        <SECCode />
                        <IsSavingsAccount>False</IsSavingsAccount>
                        <BankRoutingNumber>123456780</BankRoutingNumber>
                        <BankAccountNoMasked>xx3333</BankAccountNoMasked>
                        <SECCode />
                  </Consumer>
            </Subscription>
      </ListSubscription>
</RecurringResponse>